Welcome to FitBUX Articles. Below are easy to read articles about various finance topics. Our parent website, FitBUX, provides free student loan repayment analysis using our one-of-a-kind technology. Click the button below to get more info.

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Dave Ramsey Snowball Method

Student Loan Repayment: Dave Ramsey or High Interest Rate?

By Joseph Reinke, CFA, CEO of FitBUX Many have used FitBUX’s MyFit Student Loan Solution and have asked us about ...
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FitBUX Sign-up Competition

Many have asked how to best spread the (good) word about FitBUX. We’ve got some great news (and money!) to ...
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student Loan payment

How Student Loan Servicers Can Cost You Thousands

By Joseph Reinke, CFA, CEO of FitBUX Student loan servicers work for the Federal government not you! The CFPB receives ...
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One Way To Increase Your Credit Score

One Way To Increase Your Credit Score

By Joseph Reinke, CFA, CEO of FitBUX I've had the honor of doing our student loan workshop for 50+ DPT ...
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Student Loans vs. Mortgage Crisis

Student Loans Vs. The Mortgage Crisis

Are we headed for a student loan bubble? With Joe Reinke, CEO of FitBUX Joseph Reinke, the CEO of FitBUX, ...
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Direct Grad Plus Student loans Private Student Loans

Direct Grad Plus or Private Student Loans, a Must Read for Grad School Students

By Edmund Lau, CFA We’ve had the fortune of helping thousands of graduate students sort out their student loans and ...
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4 Things To Know About Student Loan Consolidation

4 Things To Know About Student Loan Consolidation

By Joseph Reinke, CFA, CEO of FitBUX Two of the top questions we get when doing student loan presentations and ...
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Money Reserve Account

FitBUX Case Study: IDR & A Reserve Account

By Joseph Reinke, CFA, CEO of FitBUX “It’s not just about student loans, it’s about your entire life!” This is ...
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income driven repayment plan misuse

#1 Misuse Of Income Driven Student Loan Repayment Plans

By Joseph Reinke, CFA, CEO of FitBUX I often tell others, “Every financial product has its purpose and if used ...
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Student loan debt concept. Woman with heavy box debt carrying it

#2 Misuse Of Income Driven Student Loan Repayment Plans

By Joseph Reinke, CFA, CEO of FitBUX Every financial product has its purpose and if used correctly can be an ...
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student loan income driven repayment plan

Government Taking Social Security For Student Loan Payments

By Joseph Reinke, CEO of FitBUX The Wall St. Journal recently published an article that highlights the need to plan ...
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Investing Money Management

Investing vs. Money Management

By Joseph Reinke, CFA, CEO of FitBUX Business Insider recently published an article detailing an interview with one of the ...
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Psychology Biases Money

3 Psychological Biases and Your Money

By Joseph Reinke, CFA, CEO of FitBUX Many of you have heard me say during a presentation or a podcast ...
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Using An Income Driven Student Loan Repayment Plan? Avoid This Costly Mistake

By Joseph Reinke, CFA, CEO of FitBUX When it comes to Federal income driven repayment ("IDR") plans for student loans, ...
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Variable rate student loan refinance

4 Easy Steps In Deciding To Refinance With A Variable Rate Student Loan

By Joseph Reinke, CFA Often times when we refinance our student loans, we ask ourselves one simple question: Does refinancing ...
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Income Driven Repayment

Prepaying Student Loans? Federal Income Driven Repayments Plans May Still Benefit You

By: Joseph Reinke, CFA, CEO of FitBUX Federal income driven repayment (“IDR”) student loan plans are often discussed by many ...
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Public Service Loan Forgiveness

Public Service Loan Forgiveness – Getting the Most out of PSLF (Part 3 of 3)

By: Edmund Lau, CFA If you are new to Public Service Loan Forgiveness (“PSLF”), please be sure to read our ...
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Student Loan Grace Period

Student Loan Grace Period: What You Need To Know

By Joseph Reinke, CFA When I speak to recent graduates about their student loan grace period, I often hear two ...
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Public Service Loan Forgiveness

Public Service Loan Forgiveness – How Much Could I Save? (Part 2 of 3)

By: Edmund Lau, CFA If you are new to Public Service Loan Forgiveness (“PSLF”) and need a basic primer, please ...
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student loans. Not all loans are created equal

Student Loans…Not All Debt Is Created Equal

By Joseph Reinke, CFA, CEO of FitBUX Young adults are being advised that higher education is a must for their ...
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v=Stop the Rise In College Tuition

The Solution to Control Rising Tuition Rates

By: Joseph Reinke, CFA, CEO of FitBUX This article discusses: Why tuition rates have increased at a record pace; and ...
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Public Service Loan Forgiveness

Public Service Loan Forgiveness – The Basics (Part 1 of 3)

By: Edmund Lau, CFA --This is the first part of a 3-part article. Part 2 is here and part 3 ...
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Asset Allocation Made Simple

By Joseph Reinke, CFA, CEO of FitBUX, Inc. The purpose of this article is to explain in simple terms what ...
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Income share agreement affortability

FitBUX Hybrid Income Share Agreements: The Best of Both Worlds

By Joseph Reinke, CFA, CEO of FitBUX One of the greatest appeals of an income share agreement is their flexibility ...
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Rate increase and your student loan

Rate Increase and Your Student Loan

Takeaways: If you have a variable rate student loan, then your loan may be affected by a rate change. If ...
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Human Capital increase pay lower risk

Human Capital: Increase Income, Lower Risk

Human capital is becoming more and more important to your personal finances. This is the case because new products rely ...
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Does refinancing make a difference

Does Refinancing Make A Difference?

In this article we answer the question "does refinancing make a difference?" More importantly, we illustrate how much of a ...
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Income Share Agreements vs. Federal Income Based Loans

Income Share Agreements vs. Federal Income-Based Loans

We recently began accepting applications for our hybrid income share agreement trial program. So far, the question we have been ...
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Variable rate loan vs income share agreement

Variable Rate Loans Vs. Income Share Agreements

One question we have gotten from applicants is, "How are income share agreement payments different than the variable rate option ...
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things to know about income share agreements

Nine Things to Know About Income Share Agreements

This article was written by Kevin James and published by US News and Reports. Click here to view the original ...
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