Author: Edmund Lau

Beware of Student Loan Relief Scams

By Edmund Lau, CFA We’ve come across certain companies with questionable business practices and wanted to share our thoughts to make sure our readers don’t fall victim to these companies and their practices. Background Student loan relief companies typically target borrowers who seek income-driven repayment (“IDR”) plans and provide services that they believe borrowers’ “need” Read More …

Perkins Student Loan Cancellation

By Edmund Lau, CFA Many of the individuals who have received help from FitBUX with their student loan repayment plan have been shocked to find out they qualify to have their Perkins Student Loans forgiven. That is right! If you work in certain fields you never have to make a payment on them. This article Read More …

Direct Grad Plus or Private Student Loans, a Must Read for Grad School Students

By Edmund Lau, CFA We’ve had the fortune of helping thousands of graduate students sort out their student loans and create a solid repayment strategy that works with their goals. The key to implementing a loan repayment strategy is to retain as much flexibility as possible. Unfortunately, we’ve worked with students that were misinformed about student Read More …

Keep Developing Human Capital

Most of our human capital is developed between the ages of 10 and 25 years old. From 25 years on, we begin to realize our human capital in the form of monetization. However, you should never stop developing human capital or you may find yourself obsolete. This was brought to the forefront in 2008. We consistently heard Read More …