Category: Personal Loan

Does Refinancing Make A Difference?

In this article we answer the question “does refinancing make a difference?” More importantly, we illustrate how much of a difference it can make. We will use a physical therapist (we will call her Rachel) who recently graduated with her D.P.T. as an example. Rachel has a $50,000 private loan that has an interest rate of Read More …

Refinance Process Explained – Part 2

This is a part 2 of this article.  For part 1 click here. Step Four Step four of the refinance process is verification.  This is where the refinance process can start to drag on and on.  Again, if you performed steps one and two, it will make this process that much faster.  The reason being is Read More …

Refinance, What Does That Mean? Part 2

Does My Rate Always Drop If I Refinance Student Loans? Refinancing your student loans is always encouraged by financial “professionals.”  However, three circumstances have to happen for you to have the ability to refinance. Your financial situation has to improve.  In finance, we say that “you are now more credit worthy.”  When you initially received Read More …

Refinance Process Explained – Part 1

Due to technological innovations, everything is at our fingertips.  We can watch our favorite movies or order food within seconds.  However, when it comes to finance, especially the refinance process, it seems like we live in the stone age.  There are a handful of companies that are trying to “speed up” the refinance process by introducing Read More …