Credit Card Articles

identity theft

The Cost of Identity Theft: A Real-life Example

By Joseph Reinke, CFA, Founder of FitBUX Over the past few months, we’ve seen more and more graduates looking to refinance their student loans, apply for a home loan, or ...
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One Way To Increase Your Credit Score

One Way To Increase Your Credit Score

By Joseph Reinke, CFA, CEO of FitBUX I've had the honor of doing our student loan workshop for 50+ DPT programs through out the country.  One common question that I ...
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Does refinancing make a difference

Does Refinancing Make A Difference?

In this article we answer the question “does refinancing make a difference?” More importantly, we illustrate how much of a difference it can make. We will use a physical therapist ...
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Refinance student loans with income share agreements

Refinance, What Does That Mean? Part 2

Does My Rate Always Drop If I Refinance Student Loans? Refinancing your student loans is always encouraged by financial "professionals."  However, three circumstances have to happen for you to have ...
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Refinance student loans with income share agreements

Refinance, What Does That Mean? Part 1

If you do not know what it means to refinance, don't worry. You are not alone.  Many individuals have never refinanced a loan so it's expected they would not know ...
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Debt Consolidation Student Loans

Debt Consolidation, What is it?

We recently went to a conference where attendees were between the ages of 20 and 35.  We asked them, “What words do you often hear associated with debt that you ...
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