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student loans. Not all loans are created equal

Student Loans…Not All Debt Is Created Equal

By Joseph Reinke, CFA, CEO of FitBUX Young adults are being advised that higher education is a must for their futures. Statistics showing the benefits of higher education proves this ...
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Does refinancing make a difference

Does Refinancing Make A Difference?

In this article we answer the question “does refinancing make a difference?” More importantly, we illustrate how much of a difference it can make. We will use a physical therapist ...
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Refinance process Student Loans

Refinance Process Explained – Part 2

This is a part 2 of this article.  For part 1 click here. Step Four Step four of the refinance process is verification.  This is where the refinance process can ...
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Refinance student loans with income share agreements

Refinance, What Does That Mean? Part 2

Does My Rate Always Drop If I Refinance Student Loans? Refinancing your student loans is always encouraged by financial "professionals."  However, three circumstances have to happen for you to have ...
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should I refinance

Should I Refinance? (Part 2)

This is part 2 of should I refinance.  Click here for part 1.  In part 1 we discuss how there are two primary ways to consider refinancing.  The first is ...
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should I refinance

Should I Refinance? (Part 1)

Should I refinance is the question I often hear from individuals. In this article we give you guidance and a calculator to help answer that question. This article is written ...
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Refinance process Student Loans

Refinance Process Explained – Part 1

Due to technological innovations, everything is at our fingertips.  We can watch our favorite movies or order food within seconds.  However, when it comes to finance, especially the refinance process, it ...
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Refinance student loans with income share agreements

Refinance, What Does That Mean? Part 1

If you do not know what it means to refinance, don't worry. You are not alone.  Many individuals have never refinanced a loan so it's expected they would not know ...
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