Student Loan Articles

Student Loan Reviews

Beware of Student Loan Relief Scams

By Edmund Lau, CFA We’ve come across certain companies with questionable business practices and wanted to share our thoughts to make sure our readers don’t fall victim to these ...
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PSLF Temporary Expansion (TEPSLF): Are You Eligible?

By Joseph Reinke, CFA, Founder of FitBUX On May 23, 2018, The U.S. Department of Education (ED) announced additional conditions under which you may become eligible for loan forgiveness if some ...
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Student loan Refinancing

Understanding The Student Loan Refinancing Nuances with FitBUX

By Joseph Reinke, CFA, Founder of FitBUX Each student loan refinance company has their own nuances when deciding whether an applicant is a “good risk”, i.e. likely to repay ...
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Student Loan Servicer Complaints and the CFPB

By Joseph Reinke, CFA, Founder of FitBUX Many of our Members have asked us where they can go to file complaints about the Federal student loan servicers, so here ...
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Perkins Student Loan

Perkins Student Loan Cancellation

By Edmund Lau, CFA Many of the individuals who have received help from FitBUX with their student loan repayment plan have been shocked to find out they qualify to ...
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identity theft

The Cost of Identity Theft: A Real-life Example

By Joseph Reinke, CFA, Founder of FitBUX Over the past few months, we’ve seen more and more graduates looking to refinance their student loans, apply for a home loan, ...
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net worth

The impact of your education on your (future) net worth

Joseph Reinke, CFA, CEO of FitBUX We came across an article titled "The net worth of college graduates with student debt is truly depressing" and started scratching our  heads ...
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Student Loan Refinancing

8 Student Loan Refinancing Myths Debunked

Joseph Reinke, CFA, CEO of FitBUX We often get questions on the topic of student loan refinancing. Whether it is in our student loan workshops for graduate programs throughout ...
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Public Service Loan Forgiveness Trump Spending Plan

PSLF Program Gets $350M Boost From Spending Bill

Joseph Reinke, CFA, CEO of FitBUX Last week, President Trump signed a $3.1 trillion spending bill. The bill included a one-time $350 million expansion for student loan borrowers seeking ...
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FOMC Interest Rate Hike and Student Loans

By Joseph Reinke, CFA, CEO of FitBUX The FOMC (the Federal Open Market Committee, a.k.a “The Fed”) recently raised interest rates. This article details the effect this has on ...
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Saving Money In School

How To Save On Student Loans While In School

By Joseph Reinke, CFA, CEO of FitBUX In the student loan workshops we do for university programs across the country, we start by detailing how much you, as a ...
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Paying Down Student Loans vs. Saving For Retirement

By Joseph Reinke, CFA, CEO of FitBUX One of the most common questions we get at FitBUX is “Should I invest or pay off my student loans?” This is ...
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Trump Student Loan Bankruptcy (2)

Trump Administration Debating Bankruptcy and Student Loans

By Joseph Reinke, CFA, CEO of FitBUX The Trump administration has announced that they are thinking of making it easier to wipe out student loan debt in bankruptcy.  The ...
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Donald Trump 2019 Budget and Student Loans

Trump’s Proposed 2019 Budget and Your Student Loans

By Joseph Reinke, CFA, CEO of FitBUX A few weeks ago I wrote an article about the new Student Loan PROSPER Act which had been introduced in Congress. I ...
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How Making Incorrect Payments At Great Lakes Can Cost You Thousands

By Joseph Reinke, CFA This article is a follow up to a recent Facebook post we published about Great Lakes and includes what we’ve seen from those that have ...
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Student Loan Repayment

Breaking Down The Student Loan PROSPER ACT

Joseph Reinke, CFA, CEO of FitBUX We all most likely would agree, current student loan repayment options are complex and to add to it there are way too many ...
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Public Service Loan Forgiveness

FitBUX As Told By A Member

FitBUX as told by a FitBUX member. We can help you too. The story below is from an existing FitBUX member, Landon Pillsbury, PT, DPT from Omaha, NE. We're very glad we ...
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Student loan interest deduction

Student Loan Interest Deduction

By Joseph Reinke, CFA With the passage of the new tax bill, many Members of FitBUX have emailed me about the student loan tax deduction "controversy" and have asked for ...
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Public Service Loan Forgivess and IDR PROSPER Act

Proposed PSLF and IDR Changes

Proposed Changes to Federal Student Loan Repayment Programs The PROSPER Act The PROSPER Act (Promoting Real Opportunity, Success and Prosperity through Education Reform) was introduced on December 1, 2017 ...
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Student Loan repayment

Another Student Loan Servicer Horror Story

A Member of FitBUX had a terrible experience with her Federal student loan servicer which we've found happens way to often.  She was kind enough to put her story in ...
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